Across the country, businesses that are deemed non-essential have ceased operation to help stop the spread of the Covid. Unfortunately, the sudden economic halt has caused many companies to fire, furlough or lay off their workforce. For many workers, there may be a concern about how to pay the bills and basic living expenses.
Even if your job is secure and income hasn’t decreased, money could still be tight. Many of us are buying groceries in bulk to minimize our trips to the store, and this new buying habit could be denting our budgets. Looking for ways to save? Try these 10 apps that help you save money:
This app actually helps you earn money back on purchases and can be used online or at the store. How does it work? If you’re shopping online, you browse the stores through the app. When shopping at the store, you snap a photo of your receipt. You also can pay through the Ibotta app at the store. Search using your zip code to find participating stores near you.
Since the country is abiding by shelter-in-place mandates, driving isn’t at the top of the list. This means that most of us may be saving money on gasoline. However, when you do need to gas-up, use apps like GasBuddy to find the lowest price near you!
Looking to save money on your favorite products or at your favorite stores? Slick Deals offers all the deals! The app is a community platform, so deals and coupons can be shared. You’ll never miss a bargain.
Don’t hoard toilet paper! This app helps you find out just how much toilet paper you really need during shelter-in-place, and you may find that your stash will last longer than you think. Do you really need 100 rolls in your closet? Likely, not!
To stay on budget, you need to create a budget. This app helps you put your income and expenses into focus. You can also set a savings goal. The app will then tell you how much you can spend each day…without hurting your finances!
Find deals on entertainment, gadgets, vacations…and, well, everything under the sun. Before you purchase at the store, search Groupon to see if a better deal exists. Make sure to read the terms of each Groupon, though. Some may have stipulations associated with their redemption, like a minimum purchase order (for restaurants).
Yes, you can ‘tip yourself’ with this app. Save money toward a big purchase, a vacation or maybe create a financial safety net for emergency expenses like doctor’s bills or other needs. You can transfer money from a checking account into the app to create your own rainy day fund.
Thrifting helps you save money on clothes; this is a great way to try out a new style and not spend a fortune. You can narrow your search parameters by size or even specify a particular brand. The app also allows you to sell clothes, too. Not only can you save money, but you may be able to earn a little extra cash, too!
The Restaurant.com app lets you find savings at your favorite restaurants. Search by zip code and snag gift cards at discounted prices. Make sure you read the terms, however. There may be minimum purchase requirements.
The energy usage in your home also could be draining your budget. Download HomeSelfe and conduct a home energy audit to discover energy drains and ways to cut back on your costs. Some simple tips for lowering bills include turning off the water when you’re washing hands or brushing teeth, using a ceiling fan to circulate air more efficiently and adjusting the temperature on your hot water heater. HomeSelfe also can help you find local rebates to help save even more money.
The loss of income and the need to buy more necessities during quarantine may have impacted the budget severely. During these difficult times, saving even a small amount can help; download apps to lower your grocery bill, locate cheap gas, find inexpensive work-from-home looks or to find ways to lower your home’s energy consumption and cost. Every household, though, also should create a budget so that the financial bottom line is easily understood. Apps like Daily Budget Original let you know just how much you can spend each day…without impacting your finances.